If
anything happens to you, your family may be dependent
on inadequate state benefits.
Ask a Coyle Hamilton Willis expert to help you choose
the best Life Cover from the following options to provide
income and security for your dependants:
- Reducing Term: Pays out a lump sum
if you die during the term of the policy. Commonly
used for mortgage protection. As you repay your mortgage,
cover decreases to reflect outstanding balance.
- Level Term Insurance Cover- Pays
a pre set sum if you die during the term of the policy.
It is non reducing.
- Convertible Term with indexation-
The sum insured increases annually in line with inflation,
usually in the range of 5 to 8 percent.
- Gives you the option to renew
your policy at the end of the term without medical
evidence. This can be extended to age 65 or to
the whole of life.
- Whole Life Option-unlimited plan.
Premiums are reviewed after the first 10 years, then
every 5 years up to the age of 65 and annually thereafter.
Alternatively, you can purchase a whole of life contract
without a premium review.
For further infomation on our Life Insurance policies
please contact us
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